Unfortunately, due to the nature that the items are instant digital downloads I don't accept returns, exchanges, or cancellations. But please contact me if you have any problems with your order.

Once you have received your file, you should download it, and save it as a file on your computer. You will have access to it indefinitely once it is a file saved on your computer or device.

If you have been following Cheryl’s videos and LIVES, then you will have the exact file she is using to create budgets. Having the same files will allow you to follow along easily and be able to help you budget independently.

If you purchase either the excel file OR the Budgeting bundle you are in luck!! For 30 days from your purchase date you can request Cheryl’s help if you are still struggling with creating your budget independently. The purchase price of the Excel file or the Budgeting bundle will be deducted from the cost of having Cheryl complete your budget ($200). There is NO RISK in trying to budget on your own.